Job Details

Join to apply for the Chief Commercial Banking Officer role at NPAworldwide

Responsibilities

• Proactively seek new and innovative approaches to add value to client relationships, providing services in a consultative manner tailored to the client.
• Direct all commercial lending activities while ensuring adequate internal controls, reviewing lending issues, and ensuring regulatory compliance. Maintain loan portfolio within bank policy and direction established by Executive Management.
• Serve as a member of the Senior Management team; collaborate with Executive Management to develop short- and long‑range strategic plans, policies, standards, and controls; participate in implementation and monitoring progress.
• Participate in Loan, ALCO and Marketing Committees.
• Create and recommend division plans for organization, staffing, and monitoring achievement of individual banker goals; oversee subordinate activities and provide training and mentoring.
• Conduct periodic performance reviews, provide direction, and promote individual and unit proficiency.
• Suggest process improvements and workflow efficiencies; evaluate and recommend department‑related costs and efficiencies.
• Analyze and approve loan requests within lending authority; review formal credit presentations from subordinates and present significant credits through appropriate channels when requests exceed lending authority.
• Safeguard that all lending activities comply with loan policy and appropriate regulations.
• Maintain dashboard detailing loan portfolio status, presenting to Executive Management as required; provide loan volume analysis and balance projections to support budget and strategic planning forecasts.
• Review loan policy annually and recommend changes for approval.
• Represent the Bank in industry and community activities; actively promote interest in the Bank whenever possible.
• Encourage and monitor referral of appropriate client opportunities to internal bank partners.
• Perform related duties as necessary to achieve corporate objectives and ensure successful operation of the Bank.
• Maintain awareness of competitive lending and economic conditions.

Qualifications

• Bachelor's degree in Accounting, Finance, or other relevant business field (ideal) or equivalent experience.
• Minimum 10 years of commercial lending experience across all verticals and asset classes in a traditional bank environment.
• Minimum 5 years of progressive responsible leadership experience of a commercial lending platform in a traditional bank environment.
• Practical working knowledge of U.S. Small Business Administration lending programs, loan participations, interest‑rate hedging products, wealth and investment management, title insurance, and Federal Home Loan Bank products.
• Excellent management, organizational, analytical, interpersonal, communication, negotiation, presentation, and computer skills; advanced spreadsheet expertise and at least intermediate word‑processing and presentation software skills.
• Ability to organize and analyze complex financial information, including reading and interpreting complicated financial documents.
• Capacity to speak effectively and negotiate with clients, vendors and employees of the Bank; efficiently communicate policy and procedure revisions within the Bank.
• Strong written and oral communication skills; strong knowledge of key regulatory issues and control assessment processes.
• Problem‑solving and decision‑making skills, with ability to analyze complex information to identify key issues/actions and drive resolution.
• Required to be eligible for registration with NMLS.
• Strong business‑development focus and robust commitment to community and civic involvement.

Physical Demands

Requires frequent sitting, occasional standing and walking, occasional lifting up to 25 pounds. Vision: close, distance, color, peripheral, depth perception, focus adjustment. May include driving a vehicle on Bank business.

AAP/EEO Statement

Our client is an equal opportunity employer.

Opportunity Description

Under the general direction of the Chief Executive Officer, the Chief Commercial Banking Officer (CCBO) is accountable for directing all commercial lending, bank ancillary product partner collaboration, and line of business operational activities. The CBO will expand, develop, implement, and manage a bank‑wide commercial lending strategy focused on achieving organizational short‑term and long‑term objectives. Leading the commercial division by example, the CBO will individually develop and manage a portfolio of significant commercial relationships while carrying department leadership responsibilities.

All duties will be executed in strict accordance with established or evolving policies, procedures and objectives of the Bank and in compliance with all state and federal regulations.

Salary

$180,000 – $280,000 per year (USD)

Seniority level

Executive

Employment type

Full‑time

Job function

Finance and Sales

Industries

Staffing and Recruiting