Job Details

Description

Join Our Team at MTC Federal Credit Union!

At MTC Federal Credit Union, we are dedicated to creating a better way forward for the communities we serve. We offer personalized financial solutions to foster lifelong relationships, and we are committed to our core values of accountability, respect, hard work, passion, and genuineness. We are currently seeking a dynamic and experienced VP of Consumer Lending to join our team and help drive our mission forward.

Position: VP of Consumer Lending

Location: Greenville, SC

About MTC Federal Credit Union: MTC Federal Credit Union is built on the principles of dedication and perseverance. We believe in bringing energy, enthusiasm, and genuine care to every aspect of our work, creating an environment where members and colleagues alike feel supported and inspired. Our core values guide our hiring and onboarding processes, team member recognition, and day-to-day decision-making.

Core Values:

Accountability: We believe that accountability builds trust, which is the foundation of everything we do. Our team members embrace this value by delivering promises, seeking solutions, and taking the initiative when challenges arise

• Respect: Respect is at the heart of every interaction at MTC Federal. We value engaged listening and treating everyone with fairness and dignity, members, teammates, and community partners alike
• Hard Work: We work hard because we know our members work hard—and they deserve a team that goes the extra mile. Hard work at MTC Federal isn't about clocking hours; it's about focus, follow-through, and a willingness to roll up our sleeves to get the job done
• Passion: Passion drives everything we do. We believe in bringing energy, enthusiasm, and genuine care to every aspect of our work
• Genuineness: Being genuine means bringing your authentic self to every interaction, every day. We pride ourselves on building meaningful connections with our members and each other through honesty, sincerity, and empathy

Key Responsibilities:

• Strategy Development and Implementation: Develop and implement strategies for portfolio growth, product development, streamlined operations, and market adaptation to increase customer engagement. Lead the development and implementation of consumer lending program policies and strategies.
• Operational Oversight: Oversee operational systems, processes, and procedures to maximize service levels by reducing unnecessary processes and enhancing communication. Ensure audit requests are fulfilled and recommendations from exams and audits are implemented. Collaborate with key stakeholders in executing strategic and operational activities. Exercise management-level loan review and decision-making authority as needed.
• Underwriting and Sales Functions: Oversee the underwriting and sales functions of the department. Ensure new or updated products meet organizational goals and involve relevant stakeholders. Develop the consumer loan portfolio balancing profitability and risk.
• Leadership and Strategic Direction: Provide leadership and strategic direction across origination, processing, underwriting, and closing/funding. Work collaboratively with managers, supervisors, and staff to ensure accurate and timely loan processing and reporting.
• Program Success: Drive program success by fostering a coaching and mentoring environment. Hold staff accountable to goals and work with managers and training resources to educate, measure, and reward staff.
• Policy and Procedure Development: Develop and recommend changes to rates, risk models, underwriting standards, programs, policies, and procedures to achieve desired production levels and credit quality.

Knowledge and Skills:

• Substantial knowledge of consumer lending, including personal lines of credit, credit cards, auto lending programs, credit scoring, risk management, portfolio analysis, and product marketing.
• Strong technology skills, leadership, written and verbal communication skills.
• Ability to motivate, influence, and hold others accountable.
• High level of diplomacy, trust, and emotional intelligence.
• Ability to achieve results and maintain pace on strategic projects ensuring key deadlines are met.

Interpersonal Skills:

• Ability to motivate or influence senior-level professionals, requiring significant influence and trust.
• Strong written communication skills and a bias for action, bold thinking, and appropriate risk tolerance.

Why Join MTC Federal Credit Union? At MTC Federal, we foster a workplace culture that encourages innovation, collaboration, and a shared sense of purpose. We are committed to making a positive impact every day and believe in the importance of building meaningful connections with our members and each other.

If you are a motivated, resourceful, and passionate individual who aligns with our core values and is ready to make a difference, we invite you to apply for the VP of Consumer Lending position at MTC Federal Credit Union.

Apply Now!